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Attempting to get on the housing ladder can feel like a distant dream for many first time buyers. Stuart and Georgia and Louise and Roger felt the same, until they investigated Barclays mortgages which helps first time buyers buy a property with mortgages such as Barclays Family Springboard mortgage.

LTV or Loan to Value refers to the proportion of the value or the price of the property that you borrow on a mortgage.

There are two ways in which you can repay the money you have borrowed, either through a repayment mortgage or an interest only mortgage, which are explained in this video.

Here we explain how buying with another person can help you take the first big steps onto the property ladder if you can't afford a mortgage by yourself.

This video explains how the main consideration for how much you can borrow is how much you, or you and your partner jointly earn. Most mortgage providers will tend between 4 to 5 times your salary or, your combined salaries. However, the amount can borrow is also dependent on your existing financial commitments, and how many dependents you might have.

This video will help you understand what happens next once you have applied for your mortgage.

Find out how Barclays Helpful Start lets you apply for a joint mortgage with members of your family so you can get on the property ladder. You can apply for any Barclays mortgage through the Helpful Start scheme.

In this video we explain all the steps involved for applying for a mortgage making sure that you are prepared in your application.

This video explains how much money you will need to save up for the deposit, and the different mortgage products available