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Attempting to get on the housing ladder can feel like a distant dream for many first time buyers. Stuart and Georgia and Louise and Roger felt the same, until they investigated Barclays mortgages which helps first time buyers buy a property with mortgages such as Barclays Family Springboard mortgage.

LTV or Loan to Value refers to the proportion of the value or the price of the property that you borrow on a mortgage.

There are two ways in which you can repay the money you have borrowed, either through a repayment mortgage or an interest only mortgage, which are explained in this video.

Here we explain how buying with another person can help you take the first big steps onto the property ladder if you can't afford a mortgage by yourself.

www.barclays.co.uk/helptobuy

Bhavin had been living at home for a number of years saving up for a house deposit. Unfortunately, this was not enough without the London Help to Buy Equity Loan scheme.

Here Bhavin tells us how he was able to buy his London Home with a Barclays mortgage and the London Help to Buy Equity Loan scheme.

www.barclays.co.uk/helptobuy

In this video we explain all the steps involved for applying for a mortgage making sure that you are prepared in your application.

This video explains how much money you will need to save up for the deposit, and the different mortgage products available

Shared ownership allows you to buy a percentage of the house and rent the rest, allowing you to get on the property ladder sooner. Watch how it worked for Natalie here.

Besides fixed rate and variable mortgages, there are a number of other mortgage options that are available. This video explains the different types of mortgages on offer, including mortgages for first time buyers.